THE DANDELION CONNECTION
Ellicott Square Building., 295 Main Street Room 495, Buffalo, New York 14203
(716) 847-0655 ext. 402  
dandelion@nls.org    www.nls.org

Volume 9 Issue 5                Copyright  2001, Neighborhood Legal Services, Inc., all rights reserved                   September/October 2001

in this issue..
Emergency Housing
Emergency Assistance Tips
Bank Account Smarts
Tenant Tips
Child Care Corner
Learn the Law
Cleaning Ti
ps, Recipe

Emergency Housing Assistance

        Do you need rental assistance? Help with a security deposit? Moving Assistance? This month’s lead story covers important information for people facing eviction, or who are homeless.

I can’t pay the rent and now I’m being evicted. How can I get help to pay the back rent that I owe?

        You can apply for emergency rental assistance from DSS, which will help in paying back rent that you may owe. Go to the Housing Unit located on the first floor of the Rath Building, 158 Pearl St., Buffalo.

        You must show that you are being evicted because you owe back rent (arrears). DSS requires court papers or a letter from your landlord threatening to sue you if you don’t pay. The letter from your landlord should have a breakdown of the exact months and amounts you owe. Under certain circumstances, DSS may ask for the money back, either by recouping future cash assistance that you receive, or by having you sign a repayment agreement.

        When you go to DSS and inform them that you have an emergency (go to Window #7 or #8), you must be seen that same day. If DSS is willing to help you, but needs further information or documentation, you should be given a list of items needed and a date to return. If your emergency need must be met the same day, DSS must issue cash or a “guarantee letter” that day. Any denial of assistance must be given to you in writing.

        If DSS refuses to pay your back rent, and your landlord is threatening to evict you, call our office immediately at 847-0650 and ask for the Housing Unit.

I need to move, how can I find an affordable apartment that DSS will assist me with?

        If you are an applicant or recipient of Public Assistance you will need to find an apartment that is within $100 of your shelter allowance. The maximum amount you can pay for rent varies according to household size and utilities, as follows:

                                                                                    with heat                                              without heat

1 person                                                                           $269                                                      $255
2 people                                                                           $301                                                      $282
3 people                                                                           $315                                                      $305
4 people                                                                           $334                                                      $323
5 people                                                                           $354                                                      $342
6 people                                                                           $362                                                      $350

        When you find an affordable apartment, you will then need to bring your completed landlord statement to DSS so you can get your rent paid for.

        Both the Belmont Shelter Corp. (1195 Main St, 884-7791) and the Rental Assistance Center (470 Franklin St, 882-0063) have apartment listings for individuals who need to find affordable housing. If you want counseling or help in finding an affordable home, you can also contact Housing Opportunities Made Equal (HOME) at 854-1400.

        You can apply for subsidized housing in two ways. First, Section 8 assistance can be applied for at the Rental Assistance Center and at Belmont. The waiting list for Section 8 is very long, however, they often have shorter lists for individuals who meet criteria for various special programs. Always ask if you might be eligible for one of these special Section 8 programs. You can apply for public housing at the Buffalo Municipal Housing Authority. BMHA has guidelines for acceptance, however, if you are denied you can ask for a review and contact our office for advice.

How can I get help with moving expenses?

        DSS can sometimes help with moving expenses. Go to Window #7 at the Rath Building and ask for assistance. DSS will only pay for moving expenses if you are moving to a less expensive apartment or you are under extreme circumstances. For DSS, extreme circumstances are: homelessness, transition out of a shelter, leaving a dangerous or abusive environment, natural disasters, building condemnation, or a serious medical condition that requires different housing arrangements.

        DSS will only provide moving expenses if they determine the apartment you are moving to is “affordable.” If you receive Public Assistance, your new rent should be no more than $100 over your shelter allowance (see chart on the previous page). If you have other income, your rent should be no more than half of your monthly income.

        If you are denied moving expenses or you have questions about this program, feel free to contact our office at 847-0650.

        If you are being evicted and are moving into a temporary shelter, DSS may be able to assist you in storing your property. In some circumstances based on financial eligibility, DSS will pay to move your belongings to a storage place, and for the storage. Once you find a new apartment, DSS can also pay for your belongings to be moved out of storage and into your new home. You can apply for this benefit at Window #7 or #8 at DSS.

How can I get help paying my security deposit?

        DSS sometimes helps people pay security deposits or get security agreements. To apply, go to Window #7 at the Rath Building. DSS only provides security deposits if you are moving to a cheaper place or if you are in extreme circumstances. For DSS, extreme circumstances are: homelessness, transition out of a shelter, leaving a dangerous or abusive environment, natural disasters, building condemnation, or serious medical conditions that require different housing arrangements.

        DSS may provide a security deposit either by a "security agreement" with the landlord or by a cash security deposit. A security agreement is a form DSS gives the landlord promising to pay damages you owe when you move out. In return, the landlord will let you move in without paying a security deposit. If you get a security agreement and DSS ends up having to pay your landlord, it will be taken out of your grant. If your landlord will not accept the “security agreement,” DSS may provide a cash payment to the landlord. Your landlord must indicate “cash security only” when s/he fills out your DSS landlord form.

        DSS will only provide security deposits if they determine the apartment is affordable. This means up to $100 over your household’s shelter allowance (see the chart on the first page) or up to half of your monthly income.

        If your application for a security deposit is granted, DSS may require you to pay it back over a period of time, usually a year. If you are denied a security deposit or you have questions about this program, feel free to contact our office at 847-0650. There are also several other community based agencies that provide security deposit assistance, please contact NLS for a current list of these programs.

I have no place to stay, what can I do?

        If you have no place to stay, go to Window #7 at the Rath Building and ask for assistance. DSS must find you a space in a shelter or a hotel room if the shelters are full. Crisis Services (834-3131) can also help people find space in shelters and provide other assistance.

        You can contact shelters directly and ask if there is space available. The largest shelters in Buffalo are:

City Mission                                                              Cornerstone Manor
(for men)                                                                      (women and children)
100 E. Tupper St.                                                        45 Carlton Street
Buffalo, NY 14203                                                     Buffalo, NY 14203
(716) 845-8181                                                         (716) 852-0761

Little Portion Friary                                                  Salvation Army Shelter
(for adults)                                                                  (for women and children)
1305 Main Street                                                        960 Main Street
Buffalo, NY 14209                                                     Buffalo, NY 14202
(716) 882-5705                                                         (716) 884-4798

        If you are already on Public Assistance and you find yourself homeless, make sure your caseworker knows of your changed circumstances to avoid an overpayment. If they pay your shelter allowance and you have no rent expense because you are homeless, or are in a shelter, you will have to pay the money back.


Tips for Accessing DSS Emergency Assistance:

Tips for Housing Court if You are Being Evicted:


DON’T LET ANYONE USE YOUR BANK ACCOUNT
AND DON’T USE ANYONE ELSE’S BANK ACCOUNT!

        It seems like a harmless thing to do: your neighbor (or cousin, or sister, or friend . . .) does not have a bank account, and they ask to use your account to hold some money for them for a little while. Or, they ask you to deposit their check or cash into your account, and then write a check for them. You agree, not thinking this is a problem, it won’t cost you anything, and takes no more effort than filling out a deposit slip.

        Or, on the other hand, you may ask a friend to do the same for you: to deposit your money into their account to hold for a little while.

        No matter what your reason for doing these things — this article hopes to encourage you to think twice before doing it again! Why you ask? Read on!

Frozen Bank Accounts

        In order to collect on judgments or other debts, creditors sometimes have the right to “freeze” a bank account - so that no money can go out of the account. Once the judgment or order is enforced, money from the account that is not exempt is paid directly to the creditor, or collection agency. (For more on this, see The Dandelion Connection, May/June 2001).

        When you co-mingle funds in one account (yours and someone else’s), both sets of monies are at risk of being taken during this collection of the frozen bank account. So for example, if you put a $500 cash gift that you received into a friend’s account for safe keeping, and their account is frozen, you may not be able to stop your $500 from being taken along with their money.

Public Assistance Purposes

        If you are a recipient of public assistance, and you have a bank account, and you allow someone else to use your account, you are risking your public assistance benefits! Why is this? If at anytime the Department of Social Services does a routine search of bank accounts, and finds that your bank account has an amount in it that is higher than the allowable cash resource limit - you are risking your right to continued benefits, and may even be risking an overpayment, or even a fraud investigation.

What can you do about this?

        First, open your own bank account! There are FREE, NO-FEE accounts available through Charter One Bank and the Greater Buffalo Savings Bank (along with several other banks) with as little as a $1.00 deposit! You can also ask your current bank about basic bank accounts. If you need help with this account, please contact NLS for assistance at 847-0650.

        Second, keep your records! By keeping organized records of deposits made, and what the source of the deposit was, you will be better able to defend yourself if this situation should arise.

        Third, call Neighborhood Legal Services for more information on consumer issues at 847-0650, extension 214.


 

Tenant Tips

Welcome to The Dandelion Connection’s latest bi-monthly addition! Project Dandelion’s Lynne Ezzell will provide us with a column of Tenant Tips each issue so that you can be your own best housing advocate!

  1. If you have a written lease: read it! Even if you signed it a while ago, this is a good time to review your rights and responsibilities under the lease!

  2. Always get a receipt from your landlord when you pay rent, or give a security deposit! If you pay by check, hang on to your cancelled checks!

  3. If you or your landlord would like to make any changes to your lease, get them in writing! It is a good idea for you both to initial, or put your signatures and the date near the changes.

  4. If your landlord wants to raise your rent, he must give you one full month’s notice if you are a month-to-month tenant.


Child Care Corner:
School-Aged Child Care

        It is back to school time already! This issue’s Child Care Corner wanted to remind parents that child care benefits through the Department of Social may be used for after school/school aged programs, as well as child care settings for children up to the age of 13!

Who is Eligible?

        If you receive public assistance, or if you are a low-income wage earner you may be eligible for child care benefits. In order to qualify for Low Income Child Care, your household income must be equal to, or under the following yearly levels:

        You must fill out an application for child care benefits with the Day Care Unit at DSS. They are located at 478 Main Street in Buffalo, and can be reached by phone at 858-TYKE. If you already receive public assistance, ask your caseworker about child care benefits.

So, if I need child care for my children before and after school, I can request assistance through DSS?

        Yes! DSS child care benefits may cover the time before and after school hours, or during school holidays that you are at, or on the way to work.

Family Size

Yearly Income

2

$23,220

3

$29,260

4

$35,300

5

$41,340

6

$47,380

How do I apply?

        You must fill out an application for child care benefits with the Day Care Unit at DSS. They are located at 478 Main Street in Buffalo, and can be reached by phone at 858-TYKE. If you already receive public assistance, ask your caseworker about child care benefits.

So, if I need child care for my children before and after school, can I request assistance through DSS?

        Yes! DSS child care benefits may cover the time before and after school hours, or during school holidays that you are at, or on the way to work.

        If you have questions about child care, please feel free to contact Mindy at Neighborhood Legal Services, at 847-0650.


FREE TRAININGS!!!!!

Learn the Law !!

        Do you work with families with children (TANF recipients) who are making the transition from welfare-to-work who would like to know about their legal rights while making the transition? Project Dandelion can help!

        Project Dandelion offers free legal informational sessions. Learn about family issues, public assistance issues (welfare issues), welfare reform, housing issues, disability issues, etc.

        Project Dandelion will come to your agency for a free training for your TANF clients. If you are interested, please contact Lynne M. Ezzell at 847-0650 at ext. 253, or Project Dandelion’s hotline at 847-0650, ext. 402. We prefer at least 10 TANF recipients be present, but we will do a training for a smaller audience if 10 TANF recipients are not available.


Did you know you can now FAX in
Food Stamp Applications? The Fax number is:
858-2156

 


Save money! Environment and Kid Safe Ways to Clean Your Home

        Ever worry about the chemicals in cleaning agents? Do you marvel at how expensive cleaning products can be? Here are several ideas of inexpensive “recipes” to make your own cleaning products out of common ‘ingredients’ that are effective, and possibly less harmful to the environment, your pets, and your children!

Floor Cleaner:

1 Cup White Vinegar +
2 Gallons Hot Water +
2 Tbsp of Lemon Juice

Oven Cleaner:

Mix Baking Soda and warm water into a paste. Sponge on stains and wipe clean.

Spray “starch” for Ironing:

Mix 2 Tbsp. Of cornstarch in one pint of water in a spray bottle. Shake and spray onto clothes before ironing.

Drain Cleaner:

Mix equal parts Vinegar, Salt, and Baking Soda. Pour down drain and wait 15 minutes. Then pour boiling water down drain.

Window Washing Fluid:

1 cup Vinegar + 4 Cups Hot Water


Two Easy Fall Vegetable Side Dishes — Even Kids Will Like!

Zucchini and Squash ‘Fries’

2 Medium Zucchini and/or Yellow Squash, Peeled
1 Cup Bread Crumbs
1/4 Cup Parmesan Cheese Mix these in a dish
Parsley
3 Tbsp. Flour } Place is small dish by itself
1 Cup Milk } Place in shallow dish by itself

        Cut Zucchini into spears, 1/2 inch thick. Dredge each piece first in flour, then in milk, then in bread crumb mixture. Place on greased cookie sheet and spray with cooking spray. Bake at 350º, turning once or twice, until tender inside, crispy outside. Serve with Sour Cream, Ranch Dressing, or Salsa as dipping sauce!

Sweet Potato Chips

1 or 2 Medium Sweet Potatoes
Seasoning Salt
Cooking Spray

        Peel and thinly slice sweet potato. Arrange in single layer on cookie sheet that is pre-sprayed with cooking spray. Sprinkle with seasoning salt (or your favorite spice combination). Spray with cooking spray again. Bake at 350º, around 12 minutes, or until crispy. Mix often, so they don’t burn.


COMING IN THE NEXT ISSUE OF
THE DANDELION CONNECTION

Time Limits: We are reaching the "Year Time Limit" under Welfare Reform. What does that REALLY mean?
The ins and outs of Unemployment Insurance
Tenant Tips, the return of Maggie’s Corner, and much more!

Project Dandelion can help.

Do you need help with student loans? Overwhelmed by paperwork from your loans? Are you delinquent with your loan payments? Are you in default? Are your wages being garnished?  Income eligible clients can get free advice and assistance. Call us at 847-0650 x 214 for information.

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