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Neighborhood Legal Services, Inc. |
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Neighborhood Legal Services, Inc. |
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Child Health Plus (CHP)
© 1998-2005 by Neighborhood Legal Services, Inc.
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What is the Child Health Plus Program?
Child Health Plus is an affordable health insurance plan offered through New York State for children and teens up to age 19 who have no health insurance coverage or have a plan that offers less coverage than CHP. It provides a way for children and teens to get the medical exams and follow-up care they need on a scheduled basis. Even if you are working, your children may be eligible.
What will CHP include?
- office visits
- prescription drugs
- hearing, lab and eye tests
- non-prescription drugs
- emergency services
- X-rays
- any needed shots
- hospital care
- referral for dental care
- surgical care
- testing for lead poisoning
- durable medical equipment
- specialists
- therapeutic services
- home health care
- mental health services
- chemotherapy
- physical or occupational therapy
- routine dental care
- eyeglasses
- substance abuse services
Who is eligible for CHP?
Children and teens in Erie County up to age 19 who have no health insurance coverage or have a plan that offers less coverage than CHP are eligible for CHP. You can enroll your child in Child Health Plus even if your family income is much higher than Medicaid allows.
Is my child eligible if he or she has a medical problem at the time of application?
Yes. Even if your child already has a medical problem, he or she may still be eligible.
What does it cost?
There are no co-payments for any doctor's visits or prescriptions. Depending on your gross family income, you may have to pay a fee every year for each child to enroll. See the charts below.
CHILD HEALTH PLUS A INCOME GUIDELINES
Age Categories for Children |
1 |
2 | 3 | 4 | 5 | Each Additional Person Add: |
Children Under 1 Year; Pregnant Women* |
1,587 | 2,130 | `2,674 | 3,217 | 3,760 | 544 |
Children 1-18 Years |
1,056 | 1,417 | 1,778 | 2,140 | 2,501 | 362 |
* Pregnant Women count as two
CHILD HEALTH PLUS B INCOME GUIDELINES
| Household Size | If your gross family income is below this amount the program is FREE |
If your gross family income is between these amounts, the program cost is $9.00 per child |
If your gross family income is between these amounts, the program cost is $15.00 per child per month |
If your gross family income is above these amounts, the program cost is * FULL PREMIUM |
GROSS FAMILY MONTHLY INCOME |
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| 1 | Below- 1,269 | 1,762 | 1,984 | Above - 1,984 |
| 2 | 1,703 | 2,365 | 2,663 | 2,663 |
| 3 | 2,138 | 2,968 | 3,342 | 3.342 |
| 4 | 2,573 | 3,571 | 4,021 | 4,021 |
| 5 | 3,007 | 4,174 | 4,700 | 4,700 |
| Each Additional Person Add: | 435 | 604 | 680 | |
| Effective 01/01/05 * The full premium will vary depending on the insurer selected. It is probably much less than you would pay for other private insurance. |
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Where can my children go for health care when they are enrolled in CHP?
Once you enroll, you will be given a list of providers near you. The provider may be a single doctor, group practice of several doctors, or community health center. You may then choose who you want to provide medical services from this list.
Where do I call for more information about CHP?
You may call one of the following:
Department of Health Growing Up Healthy Hotline 1-800-698- KIDS (4543)
Buffalo Community Health 1-800-683-3781
Blue Cross/Blue Shield of W.N.Y. 1-800-888-5407
Fidelis Care NY 1-888-343-3547
I am a teenager, can I apply for CHP myself?
Yes. If you are under 18 years of age and can show that you have a place of residence, you may apply for yourself, even if you live with a family member. If you do live with a family member-and you do not pay rent, their income will be considered in determining your eligibility. You will not be required to get a family member's approval or signature when you apply.
